HVAC Financing Made Easy

New system as low as $147/month — 60-second approval via Opimus Financing.

In partnership withOpimus Financing— DFW's trusted HVAC lender

Estimate Your Monthly Payment

$10,000
$3,000$20,000

Est. Monthly Payment

$167/mo

60-month term on $10,000 system

TermMonthly PaymentTotal
12 months$834/mo$10,008
18 months$556/mo$10,008
24 months$417/mo$10,008
36 months$278/mo$10,008
60 months$167/mo$10,020
Apply in 60 Seconds →

† Subject to credit approval via Opimus Financing. Not a guarantee of rate. Payment estimates shown are principal-only for illustrative purposes.

How HVAC Financing Works

01

Apply in 60 Seconds

Complete the Opimus online application. Most decisions are near-instant — no waiting days for a response.

02

Get Approved

Once approved, you'll receive your credit limit and terms. Share your approval with your NewRise consultant.

03

Schedule Your Install

We book your installation, pull permits, and get your new system up and running — usually within 1–3 business days of approval.

Example Payments on a $10,000 System

TermEst. MonthlyTotal
12 months$834/mo$10,008
18 months$556/mo$10,008
24 months$417/mo$10,008
36 months$278/mo$10,008
60 months$167/mo$10,020

† Estimates shown are principal-only for illustration. Actual rate depends on credit approval via Opimus Financing.

Apply in 60 Seconds →

Financing FAQs

What financing terms are available for a new HVAC system?
We offer 12, 18, 24, 36, and 60-month terms through Opimus Financing. Longer terms mean lower monthly payments. Visit our calculator to see estimates for any system price.
How fast is the approval process?
Opimus Financing offers a 60-second online application with near-instant pre-approval decisions. A hard credit check may be required for final approval, which Opimus will notify you about before running.
Do I need good credit to be approved?
Opimus works with a range of credit profiles. Approval and rates depend on your credit score and income. We encourage all customers to apply — terms are flexible.
Can I finance a repair as well as a replacement?
Financing is primarily designed for new system installations and major repairs. Ask your NewRise technician about financing options for your specific job.
Are there any prepayment penalties?
No. You can pay off your financed amount early at any time without penalty through Opimus Financing.

Ready to upgrade your comfort?

Get a free in-home estimate and same-day financing approval.

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